Send Now, Pay Later
With a Line of Credit
Freeing up capital for your customers’ cross-border transactions can be inefficient. At the same time, creating credit arrangements for each destination market is time-consuming.
With a line of credit from Ripple, your financial institution can use XRP to complete instant, low-cost cross-border transfers. We allow you to lock in a rate at the time of the payment, then repay us when it’s convenient for you, for a small fee.
Only for use by eligible institutional RippleNet customers, not consumers / general public / retail customers. Availability varies by jurisdiction and is subject to change.
Lower Your Cost of Capital
"Early customer feedback on the Line of Credit beta shows that the service is helping money transfer service businesses make global transactions even more affordable for their customers."
Asheesh Birla, GM of RippleNet
Valuable
Improve your working capital position and fund fresh growth for your business.
Scalable
Access any global market using one simple credit arrangement through RippleNet.
Efficient
Start payments without having to manage your account balance.
Cost-effective
Benefit from competitive rates that lower your cost of capital.
Get Started With
Line of Credit
01
Let's Chat
Give us an overview of your business goals and how we can help.
02
Send Transactions
Use XRP provided by Ripple to complete your cross-border transactions.
03
Make Repayments
Pay back each draw on a fixed repayment schedule that’s convenient for you.
02
Send Transactions
Use XRP provided by Ripple to complete your cross-border transactions.
04
Get More Funds
Pay off your balance and more credit will automatically be made available.
Ensure Operational Excellence
RippleNet’s security capabilities are SOC 2 certified. System and Organization Controls 2 (SOC 2) are a set of internal control reports which ensure service organizations have the appropriate processes in place for secure data management and processing.